1. Choosing a real estate agency
2. Accurate valuation by a certified appraiser from our office.
3. Registering your property
4. Promotion of your property in Greece and abroad
5. Visit with potential buyers
6. You receive an offer
7. You accept the offer
8. Preliminary agreement
9. Final Contract and Completion
 

1. Photocopies identities of contracting parties , VAT number and D . O . Y . income .

2. Title of the transferor (seller).

3. Proof of tax compliance of the transferor.

4. Certificate from the Municipality of the property, stating that no Real Estate Tax (TAP) is due for the transferred property.

5. Certified copy of the building permit, if the property to be transferred was constructed after 14.03.1983, otherwise responsible declarations of the contracting parties with the corresponding content.

6. Responsible declarations of the contracting parties, signed before a notary, from which it emerges that the transferred building is not located in a stream, seashore, habitat, coastal zone, public property or archaeological site, in accordance with law 2242/1994.

7. a. IN CASE THE PROPERTY IS LOCATED IN A CADASTATIZED AREA UNDER LAW 2308/1995 as amended by LAW 3481/2006 and LAW 4164/2013 and the posting of the temporary cadastral data has been completed, either a certificate of a cadastral property or a cadastral extract from the National Land Registry and Mapping Authority (NLMA) is attached, accordingly.

7. b. IN CASE THE PROPERTY IS LOCATED IN A CADA-REGISTERED AREA UNDER LAW 2308/1995, as amended by LAW 3481/2006, an extract of the cadastral diagram of the competent Cadastral Office is attached, together with the registration sheet.

8. a. IN CASE THE TITLE OF ACQUISITION IS A PARENTAL BENEFIT OR INHERITANCE OR DONATION AFTER 31.12.1994: Certificate from the competent Tax Office, which shows that the inheritance / donation / parental benefit referred to in the title of acquisition was declared and that no tax is due, in accordance with article 105 of L.D. 118/1973, as amended by article 105 of L. 2961/2001

8. b. 1 IN CASE THE TITLE OF POSSESSION IS INHERITANCE UNTIL 31.12.1994: Death certificate from the registry office showing that the transferor's grantor died before 31.12.1994 and a solemn declaration by the transferor that there is no case of postponement of the time of occurrence of the tax liability.

8. b. 2 IN CASE THE TITLE OF ACQUISITION IS DOWRY or GIFT or PARENTAL BENEFIT UNTIL 31.12.1994: Certified copy of the corresponding contract (dowry agreement / gift / parental benefit) and a solemn declaration of the transferor that there is no case of postponement of the time of occurrence of the tax liability.

9. a FOR HORIZONTAL PROPERTY IN WHICH THERE ARE NO AUTHORIZED CONSTRUCTIONS OR USES, the following are attached:

9.a.1 Certificate of a competent engineer, with the corresponding content, in accordance with Law 4495/2017 (former Laws 4178/2013, 4014/11), bearing the unique property number from the National Property Registry and valid for two (2) months and accompanied - where specifically required - by a topographic diagram dependent on the State Coordinate System and 9.a.2 Solemn declaration of the transferor with the same content as above, which is signed and submitted before the notary.

9.b FOR HORIZONTAL PROPERTY ON WHICH AUTHORIZED CONSTRUCTIONS HAVE BEEN BUILT (OR AUTHORIZED USES HAVE BEEN ESTABLISHED) the following are attached:

9.b.1 Certificate from a competent engineer, in accordance with Law 4495/2017, bearing the unique property number from the Greek Property Registry and valid for two (2) months, and from which it emerges that in the transferred property (horizontal property), not including the jointly owned or jointly used areas of the property, the executed arbitrary constructions or the established arbitrary uses, fall under one of the exceptions of Law 4495/2017, this certificate being accompanied - where specifically required - by a topographic diagram dependent on the State Coordinate System and

9. b.2 Solemn declaration of the transferor with the same content as above, signed and submitted before the notary.

10. ENFIA certificate from the Ministry of Finance (Independent Public Revenue Authority), which shows that the transferor (seller, providing parent, donor, etc.) included the above property in the real estate tax returns (F.A.P.). In the event that the transferor did not own the property for the entire last five years, he must submit: A sworn statement of Law 1599/86 in which he states the time and manner of acquisition of the property and that he was not obliged to declare it in the E9 return of the corresponding years. The latter is considered by the Tax Office to be the income of the transferor.

11. For purchases and sales, the presentation of an Energy Performance Certificate is additionally required.

12. In the event that the transferor is a person carrying on a commercial business or a member of a company, or liable to pay contributions for a newly constructed building, the presentation of insurance information is required.
Of course, the bureaucracy does not end here. There are other documents and certificates that may need to be presented to the notary depending on the location and type of property (e.g. Forestry Department certificate, TOEB certificate, Municipality certificate regarding the submission of a declaration of ownership or non-payment of a cash contribution, etc.)
 

1. Full promotion of the property in Greece and abroad
2. Gold and VIP ads
3. Professional photography and video
4. Real estate assets
5. Open for sale to all colleagues

The exclusive mandate is valid for a certain period of time agreed upon between the owner and the real estate agent. During the period that the written exclusivity mandate is in effect, the seller may proceed with the sale of the property but must pay the agreed fee to the real estate agent.
 

1. You choose the property with your broker.
2. Submitting an acquisition offer to the owner and accepting the offer.
3. Choosing a lawyer and notary
4. Issuance of a Tax Registration Number (A.F.M.) and opening a bank account (for residents of foreign countries)
5. A down payment usually of 5 -10%
6. Signing of a final contract

The average completion time of the process is 2 months, provided that no further bureaucratic delays are created.
 

1. FMA
The tax rate is 3% of the taxable value of the property. Only those who have the right to a «primary residence» are exempt from the tax.

2. Lawyer
Since 01/01/2014, the presence of a lawyer during the drafting and signing of a property transfer contract is optional for the buyer and the seller. However, it is necessary for us to appoint a lawyer. His fee depends on the agreement you will make with him, but usually ranges from 1% + VAT of the market value of the property.

3. Real estate remuneration
From 2 - 4% + VAT depending on the location of the property.

4. Notary
The notary's fee starts from 0.65% + VAT to 1.5% + VAT

5. Mortgage Registry
The costs of transferring the contract to the Mortgage Registry in the case of a purchase and sale amount to 0.475% of the value of the property. In addition, an amount is paid to the Legal Fund amounting to 0.125% of the value of the property.
 

1. Unified Real Estate Property Tax (ENFIA): ENFIA is divided into «main» and «supplementary». The main tax will be calculated for all rights to real estate (residential buildings and other buildings, plots of land, off-plan land areas). The «supplementary» ENFIA is calculated on the value of the rights of full ownership, petty ownership and usufruct on buildings and plots of land within city plans. The supplementary ENFIA is imposed and calculated on the part of the total value of the rights which exceeds 300,000 euros, with rates ranging from 0.1% to 1%.

2. Municipal Taxes and Fees: depend on the value and square meters of the property. They are levied through the electricity bill.
 

The objective value of a property is a tax presumption of the value of a property and is expressed in value per square meter. The objective values are issued by the Ministry of Finance and vary depending on the location of the property. Taxable Value is the estimated monetary value of a property according to the Greek Tax Authorities.
 

Our company will put you in touch with experienced lawyers, civil engineers, and any other professional you need.
Of course, you can also collaborate with your own team of professionals.
 

As long as you are a resident of the European Union and your income is in EURO (€).
Our company collaborates with Greek banks. In case you need a loan to finance your investment, our financial partner will always be at your disposal.
 

Third-country nationals who own or intend, with documentation, to acquire real estate in Greece, as long as the minimum value of the property amounts to two hundred and fifty thousand euros (250,000€), as well as third-country nationals who have concluded a ten-year lease of hotel accommodation or furnished tourist residences in tourist accommodation complexes, as long as the minimum lease amount amounts to two hundred and fifty thousand euros (250,000€) are entitled to an entry and residence permit.
 

• The distance from the capital Athens.
• The Mediterranean climate
• Safe access throughout the year.
• The natural beauty of our place, the combination of sea, mountains, countless beaches, lakes, mountain slopes.
• The Greek way of life in the countryside.
• The rich ancient heritage, the archaeological sites of Epidaurus, Mycenae, Olympia, etc.
• The annual return from either the long-term or short-term lease of the property.
• The possible surplus value from the evolutionary rise of the region
• Acquiring a property is more than just an investment, it will be the realization of a dream, a new life.
 

1. Bulletin Police Identity or Passport
2. Proofs payment of tax transfer property ( F . M . A .) from the competent D . O . Y .
In order to calculate and pay this tax, the notary must have prepared calculation sheets of the objective value of the property to be transferred, in a special declaration to the competent Tax Office.

In the case of tax exemption for the purchase of a first home, the buyer must provide the competent Tax Office with:
• A sworn statement stating that he/she has not received a tax exemption for the acquisition of a primary residence in the past and that he/she does not have the right to full ownership of another house or apartment.
• Marital status certificate.
 

By law, a lawyer is not necessary. However, we always advise all buyers to work with a lawyer from the moment they decide to buy a property in Greece. The role of a lawyer in a purchase and sale transaction is to conduct a legal audit of the property, so as to determine that it is completely legal and transferable. Your lawyer will also be your legal representative in Greece during the purchase and sale process and after it is completed. He will also assist you in opening a bank account. SRE has chosen to work with reliable and experienced lawyers.
 

Yes, the use of a notary is essential for the completion of the purchase of a property. The notary is essentially the representative of the Greek State and ensures the legality of the transfer process of a property. The notary is the one who checks the documents submitted by both parties, draws up the final contract, calculates the taxes that must be paid and supervises the final signing of the contract. The notary does not receive the purchase price, nor the remuneration of the contracting professionals. SRE has chosen to cooperate with reliable and experienced notaries.
 

No. However, the accountant will be necessary for you after you acquire your property in Greece, since he will be the one who will file your tax return each year and will inform you about the tax you will have to pay. He will help you in issuing a VAT number. SRE has chosen to cooperate with reliable and experienced accountants.
 

A Greek bank account is not necessary for purchasing a property in Greece, but in some cases it can facilitate or expedite the process. Payment of the property price and the contracted professionals can be made via bank transfer from your bank abroad, but if the seller has a Greek account, a transfer from a Greek bank will be much faster. A Greek bank account will also be necessary if you become the owner of a property in Greece to pay your bills and taxes. All Greek banks have an e-banking system in English, so you will not have any difficulty managing your account.
 

The legal heirs of your property will have to execute a deed of acceptance of inheritance with a notary and pay the tax corresponding to this deed according to Greek law. Currently, the inheritance tax is 1% of the value of the property, while for properties worth up to 95,000€ there is no tax. Therefore, for example, for a property worth 300,000€, the inheritance tax that must be paid is 2,050€.
 

First, you should be sure that the piece of land can build the square meters you want to build. A request to the city planning department for pre-approval of a permit will give you this information. Our advice is to work with a civil engineer, architect or construction company and design the property of your dreams together, proceeding step by step to its completion. These steps are the design of the property, its placement on the plot, the issuance of the building permit and the implementation of the construction. SRE has chosen to cooperate with reliable and experienced engineers and professionals in this field.
 

This depends on many factors such as the quality of the materials, the architectural design, the requirements of the plot and cannot be predicted in one paragraph. It can be predicted approximately if this information is given.
 

Of course, this depends on the type, size, depth, materials, location and various other factors. Certainly the best answer will be given by a specialist swimming pool construction professional, but if you want to have a very general idea of the possible cost, we could say that a simple conventional 4X10 swimming pool starts at 30,000€.
 

A property that does not have a ready-made file for sale usually takes at least 3 months to finalize the signing of the contract. If the property has a ready-made file, the signing of the contract can be completed very quickly, up to 30 days. If there are further legal or technical problems, the duration of the contract preparation process can exceed 3 months.
 

The general rule for the amount of the down payment is 5-15% of the total price of the property. However, each case may differ and the amount of the down payment is the product of an agreement between the buyer and the seller. The real estate consultant will help you in each case to close the property with the correct down payment amount that is appropriate for each circumstance.
 

These terms describe the state of a real estate market. In general, a ‘’buyer’s market’’ is a real estate market that favors buyers, because there is not much demand, property prices are low or quite negotiable and buyers generally have the most power. Correspondingly, a ‘’seller’s market’’ is a real estate market in which there is a lot of demand for properties, to the point where there may be more than 1 buyer for a property at the same time, there are few properties available for sale and therefore there is no room for negotiation, prices are rising and the power is in the hands of the owners. The Peloponnese holiday property market currently belongs to the second category.
 

A negative response to your offer is possible. But this does not mean that you have lost the opportunity to acquire the property you have chosen. In most cases, a negative response is accompanied by a counter-offer from the owner. Here you can also counter with a third offer and so on, until we reach a mutually acceptable agreement or a deadlock. This process is part of the negotiation of a property. In some cases there is no room for negotiation and this depends on many factors that your real estate consultant can inform you about.
 

By law, legal due diligence is not necessary to complete the purchase and sale, but in fact it is very important and should be carried out before any written agreement is made.
 

It depends on the property owner. Property prices are prices chosen by the owners and they are responsible for the development of the price of their property.

SRE estimates, prices and advises all property owners on which price to choose, however the final listing price of the property is the choice of each owner, as is any further reduction if and when it follows.
 

The amount that appears as the selling price of a property in our ads describes the amount that each owner is asking for his property. On top of this price, all costs borne by the buyer are added.
 

What will happen if you decide not to buy the property after signing a down payment agreement is described in the agreement you signed. Usually, if the buyer backs out of the purchase for their own personal reasons, then as a penalty clause, they will lose the down payment they paid.
 

The cost of water in Greece is very low and will not be a major concern during your stay. The only thing you should ask your real estate agent about is whether the area you are buying from has a public water supply network, because in some areas outside urban areas, due to the lack of permanent residents, a water supply network has not been created by the state.

The cost of electricity in Greece, as in the rest of the world, has been on an upward trend these days. Furthermore, what you should know is that in Greece, the electricity bill also includes the municipal fees that correspond to a property. The total cost will clearly depend on your consumption. In case there is no public electricity network, the connection cost is particularly high and depends on many factors, mainly on the distance of the property from the public electricity network.

The cost of internet in Greece ranges from 25-30€ for an unlimited, fixed broadband connection. This amount also includes the telephone line and usually some offer for free talk time. If you are buying in a remote area, it is a good idea to check whether there are other houses nearby with a fixed internet connection or to ask about the possibility of obtaining a line from a provider. In most cases, your real estate consultant will be able to provide you with this information.
 

Of course . The Greek state gives property owners the right to rent out their properties for 60-90 days per year, depending on the region in which they are located, without the need for a special professional license. The income from these rentals is taxed by the state on a sliding scale. Especially for a holiday property owner in Greece, seasonal rental can be a good solution for additional income on the days when you are not using your property.
 

For the last five years, our company has maintained a special luxury housing management department. A discussion with the department manager will fully inform you about the services we can offer you and their cost. Request a meeting with the property management manager today.
 

When you see the indication "for sale" in our office's advertisements, this means that a buyer has already been found for the specific property and has even given a down payment to secure the property. A property is considered for sale from the moment it receives a down payment until the signing of the final contract.
 

At SRE we make every effort to present the most truthful information about the properties we promote. However, because it is not possible to carry out a legal and technical inspection of each property we promote, we rely mainly on the information presented to us by the seller, carrying out a rough inspection based on our experience in the market. The official legal and technical inspection of a property is carried out by the interested buyer.
 

Oral support in your language is provided free of charge by our office for the languages in which we serve (English, French, German, Russian) throughout the duration of our cooperation. If you wish to receive a translation of any of your purchase and sale documents, we will be happy to serve you for the support languages at an extra cost proportional to the size of the project.
 

The Golden Visa program is aimed at citizens of countries outside the EU. Through this program you can obtain a residence visa in Greece, provided that you purchase a property with a total price of at least 250,000€. As has already been done in other countries, in Greece, this amount will increase from September 1, 2024 and will become 400,000€ for the Peloponnese region. The amount will remain at 250,000€ only in cases of purchasing a listed building and its complete renovation and in cases of converting a commercial property into residential use. So if you meet the above criteria, you can benefit from the Golden Visa program. Our office can put you in touch with experienced lawyers who will take care of the entire application process.
 

The usual required issuance time for the Golden Visa is 3 months.
 

The amount is set at 400,000€ for all areas of the Peloponnese from September 1, 2024. It may be reduced to 250,000€ under specific circumstances.
 

The Golden Visa grants the right to enter Greece for five (5) years, permanent residence in Greece for five (5) years and the right to renew the Golden Visa every five (5) years under certain conditions. Other privileges include the right to freely move and stay for 180 days per year in the European Countries that are part of the Schengen Agreement, within or outside Europe.
 

Yes, you can. Family members include:
a. The wife
b. the other spouse or partner with whom the third-country national has entered into a cohabitation agreement in Greece
c. unmarried common children of spouses or partners under 21 years of age
 

No, there is no fee, unless you acquire a property with the help of SRE.
 

The term plot on our website refers to the sections of land located within a city plan or within a settlement.
With the term parcel we refer to all sections of land located in unplanned areas, outside cities and settlements.
 

On your part, what you can do is to properly prepare your property for its photography by our manager. Our company's real estate consultant will inform you in detail about what actions you need to take inside and outside your home. We will take care of taking the right photos and videos and creating an attractive and complete ad that will advertise the qualities of your property in the best way.
 

If you want to sell your property quickly when an interested buyer is found, you can contact your engineer and accountant to investigate any settlements or debts that may be pending on your property. A property ready to sell, without technical or legal obstacles, is one reason an interested buyer will choose your property over someone else's.
 

SRE's real estate consultants are all trained in how to best present and promote your property. Our goal is to highlight the advantages of each property and find the most suitable buyer. We have a price history in each area, we know the competitive properties and we have the means to most appropriately highlight and promote your property.

They have experience in the process of negotiating a property, they know the appropriate techniques and we have the necessary experience to properly negotiate the sales price of your property.
 

Our office's real estate consultants are all trained and experienced in the most basic and most common real estate valuation techniques. We are certified in real estate valuations and are members of the Greek Association of Certified Real Estate Appraisers (ESPA). Contact our office today and make an appointment with one of our consultants to find out what the current value of your property is.
 

At SRE we are constantly looking for new channels for promoting real estate and are not limited to classic, automated solutions.
First, we choose the right promotion channels for each type of property, so that it resonates with the interested audience. We also have a very well-organized database with hundreds of interested buyers.
Our partnerships with foreign real estate companies benefit the wide reach and visibility of your property to citizens of third countries.
Our company's marketing activities additionally enhance the promotion of your property. You can read more information on this topic on the Marketing Plan page.
 

The short answer to this question is because we have the passion, the dedication, the right people, the know-how that a modern real estate company needs and, above all, we have the most and best results in our mediations.
A real estate consultant will present you with the advantages of exclusive assignment and whether your property can be supported by us for exclusive assignment.
 

A general assignment of a property concerns the simultaneous assignment of a property to as many real estate agents as you want.
Exclusive assignment means that only one agency has the right to manage the sale of your property for a specific period of time. If we stop the analysis here, the logical conclusion is that the first solution is clearly the most advantageous, however, this is not the case.
Each option has advantages and disadvantages.
Generally speaking, in exclusivity, the agent highlights your property, investing more time and money in its promotion and appropriate advertising. An SRE real estate consultant can inform you further about the process.
 

The answer to this question depends on your property and its location. Seasonal rentals are very popular these days and can be very profitable, but they are not the right solution for all properties. Our office's lettings manager can advise you on this matter.
 

It depends on the pricing of the property, its condition, and the conditions prevailing in the domestic and international market. There are cases of properties that were sold in a few days and some that have lasted for years.
 

Knowledge of the market, guidance with market analysis and comparative data from sold or unsold properties in the area, use of specialized real estate programs, high-quality photography, video and marketing, promotion on selected international portals abroad, support in legal and technical issues of the property and extensive experience with many successes are some of what our company offers.
 

Through SRE you are given the opportunity to sell your property under the most suitable conditions. These conditions positively affect the result.
 

Each advisor specializes in one or more property categories, however, no matter who you start communicating with, the entire SRE team works for you.
 

Not necessary. All of our company's real estate consultants work with a common goal of better serving our client, without any competition between them.
 

Our company undertakes sales of residential properties & building land in the coastal areas of Argolida, Corinthia, Arcadia, Messinia and in selected areas of Laconia. We also undertake sales of commercial premises in the urban centers of Argolida, Corinthia and Messinia. If your property belongs to any of these categories, then we are your people.
 

When the initial assignment of the property to our company takes place, you can tell us when and by what means (telephone or e-mail) you wish us to inform you about the progress of your property. In addition to this agreement, you will be informed before and after each visit to your property and you can always, if you wish, check the number of views of your ad on our office website.
 

If a reasonable period of time has passed since your property was initially listed and there has been no serious interest from buyers, then, if you wish, we can arrange a meeting to assess the situation and suggest possible solutions.